Zone Accommodation

What it is

In large cities such as London, public transport is divided into numbered zones. Student housing providers often describe their properties using these zones so you immediately know how far you are from campus and how much travel might cost. Zone 1 properties sit in the city centre, while Zones 3–5 are further out but typically cheaper.

Universities and private halls use the same language to market rooms. When you compare options, look at rent, travel time, and whether bills are included. Commute times influence how you plan study sessions, jobs, and family obligations.

Why it matters

Your accommodation zone affects your monthly budget even if tuition fees stay the same. Maintenance loan amounts for studying in London are slightly higher than in the rest of the UK, but rent in inner zones can still exceed your loan instalments.

Understanding zones also helps with Student Finance evidence—if you claim higher living costs for childcare or commuting, detailed budgets make your case clearer.

Common mistakes

• Choosing solely by price: A cheaper room in Zone 5 may require long commutes that eat into study time and transport costs.
• Ignoring contract length: Some halls expect 51-week leases, which increases overall cost.
• Forgetting accessibility: Check night transport options if you work shifts or attend late labs.

How UniStart helps

UniStart’s accommodation planner compares average rents by zone and highlights travel times to your campus. Advisors can help you balance rent with maintenance loans and bursaries, ensuring the plan feels sustainable without guaranteeing any housing placement.

Next steps

• Use the UniStart housing calculator to compare zones and commute costs.
• Book a consultation to review rental budgets before you sign a contract.
• Read our guide on what to check before booking student accommodation in major UK cities.