B
Funding

Bursary

A bursary is a non-repayable financial award from a university or charity that helps with study or living costs based on need or specific criteria.

What it is

A bursary is financial support that you do not pay back. Universities, colleges, and independent foundations offer bursaries to help with costs like travel, books, technology, or childcare. Each bursary sets its own eligibility rules, often linked to household income, care experience, disability, or participation in outreach programmes.

Unlike a loan, bursary funds usually arrive as direct payments or vouchers after you enrol and provide evidence. They complement Student Finance loans rather than replacing them, so most students combine both sources.

Why it matters

Bursaries can reduce the amount you need to borrow, making university more manageable if you are supporting a family or moving cities. Many schemes are underused because applicants do not realise they qualify, especially EU citizens who have Home Fee Status but still face tight budgets.

A strong bursary application signals to Student Finance and universities that you have planned your finances responsibly. It also shows you understand the realistic costs of studying while living in the UK.

Common mistakes

  • Assuming bursaries guarantee admission: Funding decisions sit separately from course offers, so you still need a complete UCAS application.
  • Waiting until arrival: Some bursaries close before induction week, so you should apply as soon as you receive your offer.
  • Submitting the same statement everywhere: Tailoring your answer to each bursary’s criteria improves your chances.

How UniStart helps

Our advisors can guide you through the bursary search tools inside the app and flag deadlines that match your background. We also share checklists for supporting evidence so you know which bank statements or tax documents to prepare without promising specific award amounts.

Next steps

  • Download the UniStart app to track bursary deadlines alongside your Student Finance tasks.
  • Book a free consultation to review your household income evidence before you apply.
  • Read our guide on budgeting for maintenance costs with and without bursaries.

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